Find an English-speaking insurance broker in Germany.
Short answer
To find an English-speaking insurance broker in Germany, use a neutral directory of verified, independent experts and filter for those who work in English. Look for a real Versicherungsmakler (independent broker) rather than a tied agent, check reviews and §34d licensing, and start with a free needs analysis. Versipedia matches you with English-friendly experts near you in about 60 seconds.
Free · Neutral · No obligation · We don’t sell insurance
What to look for in an English-speaking broker
A great broker is independent, transparent and works in your language. Run through these points before you commit to anyone.
Pick an independent broker (Makler)
A Versicherungsmakler works for you and compares the whole market — unlike a tied agent (Vertreter) who only sells one company's products. Independence is the single most important thing.
Confirm they actually work in English
Many experts in major cities advise expats daily in fluent English. Check their profile or ask up front so nothing gets lost in translation on important details.
Check licensing & reviews
A real broker has a §34d GewO licence and an entry in the German broker register (Vermittlerregister). Verified profiles and genuine reviews are good signals.
Expect a needs analysis, not a sales pitch
A good broker asks about your situation first, then recommends — they don't push a standard product from the start.
For consumers, it's usually free
Classic brokers are paid by a commission already included in the premium — there's normally no extra cost to you for the advice.
Makler vs. Vertreter — why independence matters
Not everyone who calls themselves a “Versicherungsberater” is independent. Here is the difference that decides whose side they’re on.
| Broker (Makler) | Agent (Vertreter) | |
|---|---|---|
| Works for | You, the client | One insurance company |
| Choice of tariffs | The whole market | Only that company's products |
| Independence | Fully independent | Tied to one insurer |
| Cost to you | Usually free (commission in premium) | Usually free (commission in premium) |
| Best for | Most expats — neutral overview | Brand-loyal or very simple cases |
Bottom line: for most expats an independent broker is the better choice — they compare the whole market, work for you, and are normally free. Versipedia lists independent, verified experts only.
Neutral. Verified. On your side.
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We don’t sell insurance
We’re a directory, not a broker. We have no incentive to push any product — we just connect you with the right independent expert.
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Every expert is verified
Each listing is manually reviewed by our team. You see real reviews and real contact details before you reach out.
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English-friendly experts
Many listed brokers advise expats in fluent English every day — so nothing important gets lost in translation.
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Free for you, forever
Using Versipedia never costs you anything. No fees, no commission from you.
“The hardest part of insurance in Germany isn’t the language — it’s knowing who actually works for you. We built Versipedia so you can find a real, trusted, English-speaking expert who does.”
English-speaking brokers — common questions
How do I find an English-speaking insurance broker in Germany?
What is the difference between a broker (Makler) and an agent (Vertreter)?
Does an English-speaking insurance broker cost more?
Can a broker help me with health, liability and other insurance together?
Is Versipedia an insurance broker?
How quickly can I get matched with an expert?
English-friendly brokers across Germany
Whether you’re in Berlin, Munich, Hamburg or a smaller town — browse verified, independent brokers in your city, or start the quick check to get matched with English-friendly experts instantly.
New to insurance in Germany? Read our guides on health insurance (GKV vs PKV) →, personal liability → and student insurance →, or see the full overview of insurance in Germany →
Disclaimer: Versipedia is a neutral directory and information platform. We are not an insurance broker, we do not sell insurance and we do not give individual insurance advice. We connect you with verified independent experts; the advice itself is provided by them. Figures reflect 2026 and may change.
Meet your English-speaking broker today.
A few questions, and you’ll be matched with a verified, English-friendly expert near you. Free, neutral, no obligation.