Every insurance you need in Germany — explained, in plain English.
New in Germany? Insurance here is mandatory, confusing and mostly in German. Find a verified, English-friendly expert near you — neutral, free, and matched to your situation in 60 seconds.
Insurance in Germany shouldn’t be this hard.
You just moved — and suddenly you need health insurance for your visa, liability cover for your apartment, and a dozen German words you’ve never seen. Comparison robots don’t explain anything, and finding someone trustworthy who speaks English feels impossible.
That’s exactly what Versipedia fixes. We’re a neutral directory of verified, independent insurance experts across Germany — many of whom work with expats every day. Tell us your situation, and we’ll point you to the right person near you.
Health insurance (GKV / PKV)
Mandatory from day one — and required for your visa, job and registration. Public or private? Read the full GKV vs PKV guide →
Personal liability (Haftpflicht)
Cheap, but essential — many landlords expect it. Covers accidental damage to others. Read the full Privathaftpflicht guide →
Legal protection (Rechtsschutz)
Disputes over rent, work or contracts happen. Read the full legal-insurance guide →
Car insurance (Kfz)
Driving in Germany? Liability cover is legally required. Read the full Kfz-Versicherung guide →
Household & more (Hausrat)
Protect your belongings against theft, fire and water damage — and get advice on what you actually need vs. what you don’t.
Income & pension
Protect your income if you can no longer work. Read the income-protection (BU) guide →
From confused to covered in 3 steps.
Answer a few questions
Tell us your situation and your city. Takes about 60 seconds — no account needed.
Get matched experts
We show you verified, independent insurance experts near you — with reviews and contact details.
Talk to a real person
Contact the expert you like directly. They explain your options — neutrally, with no pressure.
Neutral. Verified. On your side.
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We don’t sell insurance
We’re a directory, not a broker. We have no incentive to push any product — we just connect you with the right expert.
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Every expert is verified
Each listing is manually reviewed by our team. You see real reviews and real contact details.
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Free for you, forever
Using Versipedia never costs you anything. No fees, no commission from you.
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Made in Germany, DSGVO-safe
Your data stays in Germany and is handled under strict EU privacy rules.
“The hardest part of moving to Germany isn’t the language — it’s the paperwork. Insurance is the part nobody explains. We built Versipedia so you can find a real, trusted human who does.”
Insurance in Germany — your questions, answered.
Which insurances do I need as an expat in Germany?
Is German health insurance mandatory for foreigners?
Can I get insurance advice in English in Germany?
How much does it cost to use Versipedia?
How do I find a trusted insurance expert near me?
Insurance experts across Germany
Whether you’re in Berlin, Munich, Hamburg or a smaller town — find verified, independent insurance experts in your city. Many speak English and work with expats every day. Browse by location or start the quick check to get matched instantly.
Common cover for expats and newcomers includes public & private health insurance (gesetzliche & private Krankenversicherung), personal liability insurance (Privathaftpflicht), legal protection (Rechtsschutz), car insurance (Kfz-Versicherung), household insurance (Hausrat) and income protection (Berufsunfähigkeit) — Versipedia helps you find the right English-speaking expert for each, anywhere in Germany.
New to Germany as a student? See our guide to insurance for international students → Freelancing or self-employed? See insurance for freelancers → Prefer to talk to a person? Find an English-speaking insurance broker →
Get insured the easy way.
Answer a few questions and meet a verified expert near you. Free, neutral, no obligation.